Landlord & Tenant Disputes

• Discussion of rights and responsibilities of tenants pertaining to evictions, repairs, deposits and fair housing.

Rent and Mortgage Default

• Discussion of options regarding delinquencies including FHA and non-FHA mortgages.
  
  
• Counseling on pre-foreclosure sales, Forbearance agreements, and referrals to community resources as available.

Home Repair Loans

• Assistance in loan packaging for low interest repair loans through Rural Development and Block Grant monies as available.

Pre-purchasing Homebuyer Counseling

• Counseling on the various aspects of home purchasing including first time homebuyer programs.

Reverse Equity Mortgage

• Counseling for those 62 and older on Reverse Equity Loans which allow seniors to tap the equity in their home through a HUD insured program.